What is pet insurance?

It’s health insurance for your pet. Pet insurance helps cover unexpected medical costs from accidents or illnesses, so you can focus on care, not cost.

What pet insurance company do you work with?

All Spot pet insurance plans are underwritten by Northbridge General Insurance Corporation and administered by PTZ Insurance Services Ltd.

Which pets are eligible?

Currently, coverage is available for cats and dogs.

Are routine care and vaccinations covered?

Yes - with the optional Spot Wellness add-on, you can include preventive care like annual exams, vaccinations, dental cleanings and flea/tick prevention.

How much am I looking to pay with pet insurance?

Multiple factors can affect the cost of a pet insurance premium including the age and breed of your pet, location and plan configuration. Plans typically start around $17/month.

Does it cover dental?

Our pet insurance partner Fetch provides the most comprehensive dental coverage in the industry. Unlike other providers, they cover injury and disease in every adult tooth – not just the canines. Plus, you get full coverage for gum disease (the most common disease in dogs and cats), oral tumors, trauma and more. And for routine and preventive care, it's possible to include dental cleaning coverage with Fetch Wellness add-on.

Is spaying/neutering covered with pet insurance?

Spaying/neutering can be added as an additional benefit to your monthly plan.

Are vaccinations covered with pet insurance?

Vaccinations can be added as an additional benefit to your monthly plan.

Compare pet insurance quotes

Keep your pets covered against illness and injury

Spot provides one of the most comprehensive pet insurance plans available in Canada. Coverage includes things many insurers exclude, such as exam fees, hereditary and breed-specific conditions, and every tooth in the mouth.

ANY VET, ANYWHERE
Get care from any veterinarian in Canada.
Wherever life takes you, Spot keeps your cat or dog covered - from routine vet visits to specialists and emergency care.
COMPREHENSIVE PROTECTION
Covers accidents, illnesses, diagnostics, prescriptions and even anxiety treatments.
Spot was founded by pet parents who put animals first. That’s why their pet insurance covers what most others don’t, or charge extra for.
EASY CLAIMS
Submit claims online or through the Spot app.
Snap, send and done. Share a photo of your vet documents and treatment info and Spot will process it. Approved claims are reimbursed up to 90% in as little as two days via direct deposit.

Learn more about Spot Pet Insurance

Spot delivers flexible, affordable coverage with a smooth claims process. VIU by HUB is there to guide you with expert, personalized support. Learn more about Spot Pet Insurance.

Explore other FAQs

Get care from any veterinarian in Canada.

Covers accidents, illnesses, diagnostics, prescriptions and even anxiety treatments.

Submit claims online or through the Spot app.