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With VIU by HUB’s personal cyber policy, you’ll have 24/7 access to:

  • Cyber monitoring with legal support.

    We can coordinate law enforcement.
  • Illustration of a hand holding a phone

    Facilitation of ransomware payment.

    You can have access to IT forensic, third-party and data breach specialists.

  • Reimbursement for financial loss.

    We can help you with equipment repair costs.

Personal cybercrime is rising rapidly in Canada and scammers increasingly know who to target.

The Canadian Anti-Fraud Centre estimates Canadians have lost more than $100 million to online fraud, and 1 in 5 people will fall victim to identity theft. Identity theft plays itself out in many ways:

Always working to serve you better

Your personal information may already be circulating on the dark web, a hidden online marketplace where criminals buy and sell data used for identity theft.

With HUB’s personal cyber policy, cyber experts continuously scan the dark web for your details and alert you to potential threats so you can act sooner.

Could this happen to you? Consider these real-life cases for the benefits of cyber security insurance:

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Real-life example: ransomware attack

Names changed to protect privacy.

A client’s laptop was infected with ransomware, and criminals demanded $1,500 to restore access. CyberClan confirmed the data could be recovered, negotiated the demand and facilitated payment through Bitcoin. The total cost was $1,950, including professional fees - fully covered by the client’s personal cyber policy.

The disappearing $300,000 home loan

John and Nancy Ritter were set to buy a new home. You can imagine the horror when their home loan funds suddenly disappeared. A thief used stolen personal information to initiate a fraudulent wire transfer of $300,000 from the couple’s credit union to another bank account. Wire transfer fraud is a growing problem, and wealthy individuals are one-and-a-half times more likely to fall victim. In the Ritters’ case, with the help of CyberClan, the funds were recouped.

Thieves use stolen ID for retail therapy

Katie Smith worked for a large manufacturer, was saving for retirement and being a good neighbour when she received a voicemail from a department store about activity on her newly opened account. The only problem was she didn’t have a credit card from that store. Someone had used her CRA account, date of birth and address to open an account there and at 14 other retail stores, ultimately running up $18,000 in fraudulent charges in her name.

HUB’s personal cyber insurance can cover the following

Start Cyber Quote with VIU by HUB